Travel insurance is a type of insurance, which is used when you travel to participate in or outside the country. There are many types of different travel insurance and here are some types of basic travel insurance.
Domestic travel insurance
This type of insurance is for people to visit, vacation, picnic, or stay at the hotel on the territory of Vietnam under the terms of the insurance provisions. Policyholders will be paid in case of death due to illness, disease or bodily injury by accident. As follows:
-Where the travel insurance has accidental death of coverage, you will be paid the full amount insured stated on the certificate of insurance
- In case of death due to illness, disease covered by insurance, the insurance will pay 50% of the insured amount indicated on insurance license.
Travel insurance for Vietnamese who travel abroad
If you are Vietnam citizens, who have tours abroad, vacation, visiting friends, relatives, attending international conferences, congresses, as well as art performance or working in the form of fish receiving or collective group organized to go into specific programs and predetermined, please use this type of insurance, you will be paid as follows:
-Person dies tourism covered by accident insurance
- In addition, you also get paid for the expenses necessary and reasonable consequence of accident and sickness insurance covered includes: allowance for each day of hospital treatment in the hospital; repatriation costs; determine shipping costs, and the ashes of the insured luggage.
-PTI compensation for luggage and personal items lost, damage (fire, explosion, transport crashes, and, sink, topple, fall) medicine coverage under specific regulations.
Travel insurance of foreigners traveling in Vietnam
For foreigners entering Vietnam tourism for sightseeing or other different purpose, working in the form of a personal or collective group organized to go into specific programs and predetermined, they can participate in this kind of travel insurance for foreigners.
Insurance will cover you in the following cases:
-Bodily Injury or death by accident;
- Illness or death by accident;
- Loss or damage luggage and personal lugguage, which can reasonably attributable to the causes: fire, explosion, transport crashes, and, sink, topple, fall;
- Loss of baggage in package, luggage per trip.
Specific compensation levels will be recorded in the specific terms of the insurance contract.
International travel insurance
These are insurance products for people residing in Vietnam (including Vietnam and The Foreigner) wishing to travel, visiting relatives, working or study abroad on territorial. In whole trip brothels, work or visit relatives abroad, many problems arise you can not handle it yourself: lost luggage, delayed flights, delayed, sick or accidents, lack of information about places to, insurance products will help you solve these problems.
Above are some basic types of insurance that you can equip yourself. Growing social, human life is increasingly raising demand for travel, thus travel becomes more and more essential. Equip yourself a type of suitable travel insurance is also the best way to protect yourself against the risk encountered.